CredVeda logo

Apply for a Oneline Loan with CredVeda

Get fast, flexible, and reliable loan solutions that help to complete your financial needs.

Unsecured loan up to ₹1.5 Cr*

Quick approval within 48 hours*

Attractive interest rates

Flexible tenure up to 10 years*

You have an Opportunity to Become Your future Bright with CredVeda

Opt for student and personal loans today, and create a bright future for yourself and complete your dreams!We help students realize their dreams and aspirations by providing them with study loans. We offer attractive interest rates and a processing fee of less than 1%. This ensures that budding students can easily fulfill their dreams of pursuing a quality education not only at international institutions, but also at prestigious Indian institutions!

Our Trustable Lending Partners

We Collaborate with One of The
Best Leading Banks in India

Get access to the best interest rates and hassle-free Instant Loan approval through our extensive partner network.

🌐 Pan-India Coverage
🤝 50+ Lending Partners
📊 Minimum Interest Rate

Auxilo

Partner

Axis Bank

Partner

Union Bank

Partner

Credila

Partner

Avanse

Partner

HDFC Bank

Partner

Yes Bank

Partner

Prodigy

Partner

MPower Bank

Partner

inceed

Partner

Tata Capital

Partner

ICICI Bank

Partner

Client Testimonials

What Our Customer Say?

“Our efforts to provide our customers with a great experience and satisfaction have resulted in a significant return to our customers for the benefits of our services.”
Google Review icon
CredVeda Financial Consultant
★★★★★
  • +95%Conversions
  • −5%Drop-offs
  • 4.8CSAT
“I received guidance quickly and first received personal Loan with minimal rates and fast approval. They were great and received my personal Loan quickly, with minimal interest. Everything was done transparently with no need for hassle. Anyone who is looking for efficient and effective financial solutions should consider this one!”
Venkat Bitla
Venkat Bitla
Excellent Financial Guidance
“Obtaining a loan with CredVeda was quite the seamless experience. I was pleasantly surprised with the efficiency of the loan approval process as it took less than a day. One of the things which stood out was the guidance provided throughout the process. I highly commend their quick response time as well as their eagerness to provide assistance.”
Vibha Anoop Baindoor
Vibha Anoop Baindoor
Fast and Reliable Service
“I have taken advantage of CredVeda’s offerings for business funding, and have been consistently satisfied. The variety of Loan available, the articulate and timely communication, and the customer service all exceed expectations. This is a reliable and trustworthy service provider for all your financial needs!”
vijay shankar prasad
vijay shankar prasad
Trusted Financial Partner

Need help?

Frequently Asked Questions

Quick answers to the most common questions. Can’t find yours? Reach out to us anytime.

What services do you provide?
We help with university shortlisting, loan guidance, visa documentation, and pre-departure support.
How fast do you respond to queries?
Typically within 2–6 business hours. Priority clients get a dedicated WhatsApp line for urgent help.
Do you charge for the first consultation?
The initial discovery call is free. If you proceed, we provide a transparent quote before any work begins.
What credit score is required for education loans?
For most lenders, a 650+ score for the co-applicant is preferred. Some options exist below that with collateral.
Is a confirmed admission offer mandatory?
Not always — many banks accept conditional offers. Final disbursement needs the confirmed admission letter.
What’s the minimum co-applicant income?
Most lenders look for ₹20k–₹30k/month (city and profile dependent). We’ll match you to the right products.
How much can I borrow for studies abroad?
Up to 100% of total cost (tuition + living) with eligible profiles. Above ₹1.5 Cr may need collateral.
Fixed vs. floating interest — which is better?
Fixed gives predictable EMIs; floating can be cheaper long-term when rates trend down. We’ll compare for you.
How long does approval take?
Pre-approval in 24–72 hours in many cases; final sanction depends on document completeness and KYC checks.
When do EMIs start?
Usually after the moratorium (course duration + grace). Interest during study can be serviced monthly or deferred.
Can I prepay without penalties?
Many lenders allow part-prepayment with zero or reduced charges after a lock-in. We’ll confirm per lender policy.
Which payment methods are accepted?
Net-banking, UPI, NACH e-mandate, and international transfers for tuition remittances where supported.